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Old 29-03-2012, 07:48 PM   #1
lillango
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motorcycle finance

this may sound daft but does anyone know if you can get finance on a bike if you dont work because your a full time carer for someone?
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Old 29-03-2012, 09:59 PM   #2
lillango
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Re: motorcycle finance

was it really that much of a silly question
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Old 29-03-2012, 10:07 PM   #3
chace
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Re: motorcycle finance

I'm sure it goes on how much free income you have? If you can afford the payments and prove it and have good credit, they might say yes. Best thing to do is try.
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Old 29-03-2012, 10:22 PM   #4
tandy
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Re: motorcycle finance

Ffs, if you don't know then don't answer posts guys! Any finance company ask for employment as a bare minimum now, as well as other criteria

Your best bet is probably to go through your bank rather than a private lender, any loan is scored on past and present credit rating as well as employment status, income, residency type

Banks are lending more than most at the moment and I have known banks to loan to former customers of mine, in similar positions to yourself when the finance companies just wouldn't even entertain it
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Old 29-03-2012, 10:25 PM   #5
chace
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Re: motorcycle finance

Quote:
Originally Posted by tandy View Post
Ffs, if you don't know then don't answer posts guys! Any finance company ask for employment as a bare minimum now, as well as other criteria

Your best bet is probably to go through your bank rather than a private lender, any loan is scored on past and present credit rating as well as employment status, income, residency type

Banks are lending more than most at the moment and I have known banks to loan to former customers of mine, in similar positions to yourself when the finance companies just wouldn't even entertain it
Why not? Sorry, clearly i don't need finance and not an expert like yourself
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Old 06-04-2012, 09:56 PM   #6
lillango
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Re: motorcycle finance

Quote:
Originally Posted by tandy View Post
Ffs, if you don't know then don't answer posts guys! Any finance company ask for employment as a bare minimum now, as well as other criteria

Your best bet is probably to go through your bank rather than a private lender, any loan is scored on past and present credit rating as well as employment status, income, residency type

Banks are lending more than most at the moment and I have known banks to loan to former customers of mine, in similar positions to yourself when the finance companies just wouldn't even entertain it
thanks for your help mate
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Old 06-04-2012, 09:56 PM   #7
lillango
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Re: motorcycle finance

Quote:
Originally Posted by chace_110 View Post
Why not? Sorry, clearly i don't need finance and not an expert like yourself
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Old 06-04-2012, 10:11 PM   #8
Dangle_kt
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Re: motorcycle finance

Your best speaking to someone in finance - if you are a paid carer that is a job
with regular wage etc.
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Old 06-04-2012, 10:18 PM   #9
katoom
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Re: motorcycle finance

A loan should always be better than finance. Speak to your bank.
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Old 06-04-2012, 10:55 PM   #10
lillango
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Re: motorcycle finance

Quote:
Originally Posted by Dangle_kt View Post
Your best speaking to someone in finance - if you are a paid carer that is a job
with regular wage etc.
its not a job mate, well it is but its more or less the same as being on job seekers allowance but i cant look for work as my mum needs constant care.
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